How often does Plaid have outages?

Plaid has had 25 reported incidents recently. Visit apistatuscheck.com/incidents/plaid for the complete outage history with timelines and resolution details.

What was the last Plaid outage?

The most recent Plaid incident was "Service Disruption Impacting Chase connections" on May 4, 2026. It was classified as major impact and is currently resolved.

Plaid Outage History

25 incidents reported. Data sourced from the official Plaid status page.

Total Incidents

Major/Critical

Minor

Resolved

May 2026

Service Disruption Impacting Chase connections

major

May 4, 06:52 PM→May 4, 06:52 PMresolved

May 4, 06:52 PM

resolved

May 4, 06:52 PM

investigating

Service Disruption Impacting Wells Fargo connections

major

May 4, 06:44 PM→May 4, 06:45 PMresolved

May 4, 06:45 PM

resolved

May 4, 06:44 PM

investigating

Service Disruption Impacting Chase connections

major

May 4, 06:11 PM→May 4, 06:12 PMresolved

May 4, 06:12 PM

resolved

May 4, 06:11 PM

investigating

April 2026

Dashboard widgets appearing as dark variants

none

Apr 30, 07:53 PM→Apr 30, 08:55 PMresolved

Apr 30, 08:55 PM

resolved — This incident has been resolved.

Apr 30, 08:09 PM

identified — We've spotted that something has gone wrong. We're currently investigating the issue, and will provide an update soon.

Apr 30, 07:53 PM

investigating — Dashboard widgets are appearing as dark theme variants for some users.

Elevated API errors

minor

Apr 29, 03:07 AM→Apr 29, 03:25 AMresolved

Apr 29, 04:08 AM

resolved — This incident has been resolved.

Apr 29, 03:07 AM

monitoring — A fix has been implemented and we are monitoring the results.

Apr 29, 03:07 AM

identified — We are currently experiencing elevated error rates for API calls. We are actively investigating and working to mitigate this issue.

Transaction Updates Delayed

none

Apr 23, 02:57 PM→Apr 23, 10:23 PMresolved

Apr 23, 10:23 PM

resolved — This incident has been resolved.

Apr 23, 06:06 PM

monitoring — We have resolved the underlying issue and the system is now recovering. Transactions updates will be delayed for the next few hours.

Apr 23, 04:34 PM

monitoring — We've spotted that something has gone wrong. We're currently investigating the issue, and will provide an update soon.

+2 more updates

IDV Downtime

none

Apr 23, 05:33 PM→Apr 23, 05:58 PMresolved

Apr 23, 05:58 PM

resolved — This incident has been resolved.

Apr 23, 05:33 PM

monitoring — Identity Verification experienced downtime between 17:02 to 17:07 UTC. The problem has since been identified and fixed.

Service Disruption Impacting Wells Fargo connections

major

Apr 22, 04:08 AM→Apr 22, 03:57 AMresolved

Apr 22, 04:08 AM

resolved — This incident has been resolved.

Apr 22, 04:08 AM

investigating — Wells Fargo is currently experiencing downtime impacting all channels and data recipients. Item adds through Plaid are impacted. We will provide an update when Wells Fargo has resolved the issue.

Elevated API errors

minor

Apr 21, 02:34 PM→Apr 21, 02:35 PMresolved

Apr 21, 02:35 PM

resolved

Apr 21, 02:34 PM

identified

Service Disruption Impacting Chase connections

major

Apr 19, 04:06 AM→Apr 19, 01:07 PMresolved

Apr 19, 02:08 PM

resolved — Chase has resolved the issue impacting Item adds.

Apr 19, 04:06 AM

investigating — Chase is currently experiencing downtime impacting all channels and data recipients. Item adds through Plaid are impacted. We will provide an update when Chase has resolved the issue.

Elevated Link errors

minor

Apr 18, 03:45 AM→Apr 18, 07:47 AMresolved

Apr 18, 07:47 AM

resolved — We experienced degraded performance with Link. Some Link users missed their text messages. The issue has been mitigated.

Apr 18, 03:45 AM

investigating — We are currently experiencing elevated error rates for Link due to AT&T messaging issues. We are actively investigating and working to mitigate this issue.

Increased Transactions webhook latency

none

Apr 1, 09:02 PM→Apr 1, 09:07 PMresolved

Apr 1, 09:07 PM

resolved — This incident has been resolved.

Apr 1, 09:02 PM

monitoring — We are currently experiencing elevated latency for the INITIAL_UPDATE and HISTORICAL_UPDATE Transactions webhooks. We are actively investigating and working to mitigate this issue.

March 2026

Elevated API errors

none

Mar 31, 07:01 PM→Mar 31, 08:33 PMresolved

Mar 31, 08:33 PM

resolved — The issue has been resolved. We are continuing to monitor. Please retry any failed /user/* requests.

Mar 31, 07:01 PM

monitoring — We experienced elevated error rates for API calls related to the /user/* endpoints. We are actively investigating and working to mitigate this issue.

Service Disruption Impacting Wells Fargo connections

major

Mar 30, 04:09 PM→Mar 30, 05:19 PMresolved

Mar 30, 06:05 PM

resolved — This incident has been resolved.

Mar 30, 04:09 PM

Elevated dashboard error rates

major

Mar 27, 05:06 PM→Mar 27, 09:26 PMresolved

Mar 27, 09:26 PM

resolved — This incident has been resolved.

Mar 27, 05:19 PM

monitoring — The issue has been mitigated. We are closely monitoring our systems as we recover.

Mar 27, 05:06 PM

investigating — We are experiencing elevated error rates in the Dashboard. We are actively investigating this issue.

Elevated dashboard error rates

none

Mar 26, 03:53 PM→Mar 26, 04:32 PMresolved

Mar 26, 04:32 PM

resolved — This incident has been resolved.

Mar 26, 04:03 PM

monitoring — The issue has been mitigated. We are closely monitoring our systems as we recover.

Mar 26, 03:53 PM

investigating — We are experiencing elevated error rates in the Dashboard. We are actively investigating this issue.

IDV Downtime

none

Mar 19, 04:06 PM→Mar 19, 03:32 PMresolved

Mar 19, 04:06 PM

resolved — Identity Verification experienced downtime today from ~7:33-7:55am PT. This applies to IDV sessions. This incident has been resolved.

Service Disruption Impacting Fidelity and Fidelity NetBenefit connections

none

Mar 13, 04:28 PM→Mar 13, 05:37 PMresolved

Mar 13, 06:05 PM

resolved — The issue affecting connections to Fidelity and Fidelity NetBenefits has been resolved. Item adds and API requests through Plaid have returned to normal operation. We will continue to monitor to ensur...

Mar 13, 04:28 PM

investigating — We are currently investigating an issue affecting connections to Fidelity and Fidelity NetBenefits. As a result, item adds and API requests for these institutions through Plaid may be impacted. Our te...

API downtime

critical

Mar 9, 09:44 PM→Mar 9, 11:14 PMresolved

Mar 10, 12:07 AM

resolved — This incident has been resolved.

Mar 9, 09:44 PM

investigating — We experienced elevated error rates for API calls and item adds on Monday, March 09, 2026 from 21:25 UTC - 21:30 UTC. This issue has been mitigated. We are closely monitoring our systems as we recov...

Service Disruption Impacting Wells Fargo connections

major

Mar 6, 04:05 PM→Mar 6, 07:12 PMresolved

Mar 6, 08:07 PM

resolved — This incident has been resolved.

Mar 6, 04:05 PM

investigating — Wells Fargo is currently experiencing downtime impacting all channels and data recipients. Item adds and API calls through Plaid are impacted. We will provide an update when Wells Fargo has resolved t...

Transfer API degradation

none

Mar 3, 11:15 PM→Mar 4, 04:11 AMresolved

Mar 4, 04:11 AM

resolved — This incident has been resolved.

Mar 3, 11:15 PM

monitoring — FedACH continues to report delays in ACH file delivery and settlement. This may result in ACH Transfer delays. We are continuing to monitor the situation to limit client impact.

Transfer API degradation

none

Mar 3, 07:41 PM→Mar 3, 10:55 PMresolved

Mar 3, 10:55 PM

resolved — This incident has been resolved.

Mar 3, 08:14 PM

investigating — Same day Transfers scheduled in the first window today experienced a delay due to a FedACH outage. These Transfers have now all posted and should settle in the second same day window (around 5pm ET).

Mar 3, 07:41 PM

investigating — Transfer is experiencing delays impacting payment processing. This applies to Same-Day ACH and Standard ACH. Transfer creation requests will be accepted as usual via /transfer/create, but processing ...

February 2026

Link and API errors

critical

Feb 24, 05:47 AM→Jun 5, 09:10 PMresolved

Feb 24, 05:47 AM

resolved — This incident has been resolved.

Feb 24, 05:47 AM

monitoring — The issue has been mitigated and we continue monitor traffic as we recover.

Feb 24, 05:47 AM

investigating — We are experiencing elevated failure rates for Link item adds and API calls. We are investigating.

Plaid API Errors

none

Feb 24, 05:47 AM→May 14, 12:05 AMresolved

Feb 24, 05:47 AM

resolved — Plaid experienced significant API errors from 4:52PM PT to 5:05PM PT, resulting in failures for users linking new items and 500 statuses for attempts to fetch balances for previously linked accounts. ...